Trusted Leader in the Mortgage Industry
Purchase or refinance, FHA, VA, Conventional and USDA loans, with over 30 years of mortgage experience.
Loans subject to approval. Certain fees and conditions apply.Step 1 · Get pre-approved
Start with a preferred lender
Our preferred lenders know our building process and deadlines. Using one also qualifies you for monthly buyer incentives when available, plus extra incentives for Hometown Heroes.
Solutions for Home Purchase, Refinance and Renovation
Home purchase, refinance and renovation loans from El Paso’s Latina-led mortgage lending firm.
Loans subject to approval. Certain fees and conditions apply.
More than 26,000 El Paso families helped to homeownership
The most highly reviewed mortgage company in El Paso and New Mexico.
Loans subject to approval. Certain fees and conditions apply.Mortgage calculator
Estimate your monthly payment
Adjust the price, down payment, rate and term to see an estimated principal and interest payment. Property tax and insurance not included.
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Step 2
Design your home
- Contract acceptedWe order plans, permits and materials.
- Design StudioWithin the first week, choose colors, finishes and upgrades with a Design Consultant.
- Pre-construction meetingMeet your superintendent and review the build process.
Step 3
Watch it come together
- Pre-drywall meetingInspect your home with your superintendent before drywall goes up.
- Blue tape walk-thruMark any cosmetic items you’d like corrected.
- Private inspectionA third-party inspector checks the home the day after our QA inspection.
Step 4
Close and move in
- OrientationLearn where every key system is and how it works.
- ClosingSign your loan documents nine days after the blue tape walk-thru.
- Keys and utilitiesYour sales associate calls with your keys, and we share every utility contact.
- Warranty visits30-day and 11-month appointments start the day your home records.
Ready to start?
Talk to our team today
Frequently asked
Questions, answered
How long after the walk-through do I close?
Closing on your home occurs nine calendar days after the Blue Tape Walk-Thru meeting.
When do I visit the Design Studio?
A representative will contact you within the first week after your contract is accepted to schedule your design appointment.
Which lenders does CareFree Homes recommend?
CareFree Homes preferred lenders are City Bank, EMI Funding and Rocky Mountain Mortgage Company. Using a preferred lender qualifies you for monthly buyer incentives when available.
When are warranty appointments?
The 30-day and 11-month warranty appointment timeline starts on the day your home is recorded.
Have a question?
Visit a Model Center
The CareFree Homes team is here to help you find your dream home. Get quick answers about new communities, quick move-in homes, floor plans or just to say hello!
Hours · both Model Centers
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A CareFree Home specialist will be in touch as soon as possible.
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In a continuing effort to improve our product, CareFree Homes reserves the right to make changes or modifications to floor plans, specifications, materials, features and colors without notice. Window styles, availability, sizes and locations as well as ceiling heights and vaults and livable square footage will vary with choice of exterior elevations. All floor plans and lot square footages are approximate only. Total plan square footage calculations are from the outside of exterior walls and include interior partition walls. Optional features may be included at additional costs and are subject to construction cutoff dates. Lot premiums and HOA fees may apply. All maps, plans, landscaping and elevation renderings (color and black and white) are artists’ conceptions and are subject to change; these are not lot specific and are meant to shown dimension. This presentation constitutes intellectual property of CareFree Homes. Any copying, reproduction or use of this information without the written authorization of CareFree Homes is strictly prohibited. Prices and promotions are subject to change without notice. Consult a Sales Associate for additional information.